What is The Intent of Final Expense Insurance?
The intent of final expense insurance is to cover the bills that will you leave behind after your death.
In many situations, most families have a difficult time finding the funds necessary to pay for burial expenses. A final expense policy ca prevent families from taking money from their savings and or selling precious assets to cover the funeral expenses.
Final Expense Insurance… How Much Does A Funeral Costs?
There are numerous costs associated the death. Those items that make up the bulk of the final expense costs are:
- Casket/vault
- Transfer of remains
- Body preparation
- Hearse and cars for family
- Embalming
- Memorial Services
- Facility Charges
These final expense costs can easily exceed $8,000. But you will need to know how much will your final expense policy cost. The cost is based on your age. The unfortunate thing is as you age, the older you are the larger the insurance premiums. This is because insurance companies take on more risk when insuring older clients since they are closer to death. That’s why if you are buying a final expense insurance policy at 45, you’ll pay less than if you wait until until 75.
A final expense insurance policy from Qwik Life Insurance requires NO PHYSICAL EXAM. Many life insurance companies require you to undergo a physical exam prior issuing a life insurance policy along with extensive questioning. Having the right amount of burial insurance in place is important and at Qwik Life Insurance we try to make the process simple. Policies from $5,000 to $50,000. The application process is simple, quick, and secure. Policy can be issued immediately!
Your Policy Builds Cash Value
The longer you own the policy, the more cash value the policy will accumulate. Cash value is money the insurer sets aside for your policy future.
Applying for Final Expense Insurance
Complete the application within the quote form below in just 3 minutes. Choose the coverage amount from $5,000 to $50,000 and you’re all set. Click below to get started. It’s free and easy.